{"id":16163,"date":"2021-10-05T16:03:08","date_gmt":"2021-10-05T13:03:08","guid":{"rendered":"https:\/\/dallbogg.bg\/?page_id=16163"},"modified":"2026-01-05T11:23:39","modified_gmt":"2026-01-05T09:23:39","slug":"occupational-pension-fund","status":"publish","type":"page","link":"https:\/\/dallbogg.bg\/en\/funds\/occupational-pension-fund\/","title":{"rendered":"Occupational pension fund"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][layerslider_vc id=&#8221;17&#8243;][vc_empty_space][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #283c9c;\"><strong>Who is covered by the Occupational Pension Fund?<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>Persons working under the conditions of the first or second category of work and obliged to be insured in an professional pension fund shall be insured in the Occupational Pension Fund under the conditions and in accordance with the procedure of the SIC (Social Insurance Code).<\/p>\n<p>&nbsp;<\/p>\n<p>Persons working in the first and second categories of work are described in the Ordinance on the categorisation of work at retirement. The insurance in the Occupational Pension Fund is made on a capital-based principle. The amount of contributions is defined in the SIC as a percentage of the insurance income and is borne by the employer, which is determined according to the category of work as follows:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>12 per cent \u2013 for persons working in category I<\/li>\n<li>7 per cent \u2013 for persons working in category II.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #283c9c;\"><strong>Rights of insured persons<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>Insurance in the Occupational Pension Fund entitles to:<\/p>\n<p>&nbsp;<\/p>\n<p><strong>A temporary occupational pension for early retirement <\/strong>for people working in the first and second category of work;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>One-off or deferred payment <\/strong>of up to 50 per cent of the funds accumulated in the individual account in the event of permanently reduced working capacity of more than 89.99 per cent;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>One-off or deferred payment of the funds <\/strong>in the individual account of an insured person who has been granted a retirement pension under Part I of the SIC or has reached the age referred to in Article 68(3) of the SIC and has not acquired the right to an occupational early retirement pension;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Transfer of the funds in the individual account to the UPF or VPF <\/strong>where a retirement pension has been granted under the terms of Part I of the SIC or the person has reached the age referred to in Article 68(3) of the SOC and has not acquired the right to an early retirement pension;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>One-off sum or deferred payment to the heirs <\/strong>of a deceased insured person or pensioner.[\/vc_column_text][vc_empty_space][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #283c9c;\"><strong>What does the amount of the supplementary life pension depend on?<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>The amount of the occupational early retirement pension depends on:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>the funds accumulated in the individual account;<\/li>\n<li>the technical interest rate at the date the pension is granted, approved by the Financial Supervision Authority;<\/li>\n<li>the period of receipt of the pension, in years and months, until reaching the age referred to in Article 68(1)(a). The person shall have the following<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #283c9c;\"><strong>Fees and deductions<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>In the management of the \u041eccupational pension fund, the fees and deductions in favor of DallBogg: Life and Health are as follows:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>a deduction of 3.75 percent of each contribution as it is received into the occupational pension fund;<\/li>\n<li>an investment charge calculated on the value of the net assets of the occupational pension fund, depending on the period during which they have been managed by the pension insurance company, at the rate of 0.75 per cent per annum;<\/li>\n<li>a fee of BGN 10\/ EUR 5 for the transfer of the funds of the individual account from the Pension Fund \u201cDallBogg: Life and Health\u201d to the pension schemes of the European Union, of the European Central Bank and of the European Investment Bank, in accordance with Article 343a, par. 343a(1)(2) and 343f of the SIC.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><em>No amounts shall be deducted on funds transferred from an occupational pension fund managed by another pension insurance company.<\/em>[\/vc_column_text][vc_empty_space][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #283c9c;\"><strong>Composition of the Board of Trustees of OPF &#8220;DallBogg: Life and Health&#8221;<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><em>Address for correspondence: One G.M. Dimitrov Blvd. 1172, Sofia, Tel. + 359 2 4026426, fax: + 359 2 9603703, e-mail: info@dallbogg.bg<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>Mario Ninov \u2013 Chairman, Representative of CL Podkrepa<br \/>\n<em>Address for correspondence: Sofia, 2 Angel Kanchev str., +359 885 396661<\/em><br \/>\nIvaylo Stoyanov, Deputy Chairman, Representative of BCCI<br \/>\nBlagorodna Popstoyanova \u2013 Representative of CL Podkrepa<br \/>\nKrasimir Bogoev \u2013 Representative of the CITUB<br \/>\nEvgeni Uanev \u2013 Representative of the CITUB<br \/>\nBistra Kovacheva \u2013 Representative of BICA<br \/>\nVladimir Dimitrov \u2013 Representative of BIA<br \/>\nIrina Yordanova-Koleva \u2013 Representative of CEIB<br \/>\nAngel Terziev \u2013 Representative of &#8216;PAC DallBogg: Life and Health&#8217; EAD<\/p>\n<p>&nbsp;<\/p>\n<p>CITUB \u2013 Confederation of Independent Trade Unions of Bulgaria<br \/>\nUPEE \u2013 Union for Private Economic Enterprise<br \/>\nCL Podkrepa &#8211; Confederation of Labour Podkrepa<br \/>\nBCCI \u2013 Bulgarian Chamber of Commerce and Industry<br \/>\nCEIB \u2013 Confederation of Employers and Industrialists in Bulgaria<br \/>\nBICA \u2013 Bulgarian Industrial Capital Association<br \/>\nBIA \u2013 Bulgarian Industrial Association[\/vc_column_text][vc_empty_space][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #283c9c;\"><strong>Trustee Bank <\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/www.ubb.bg\/en\/business-clients\">United Bulgarian Bank<\/a><\/p>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #283c9c;\"><strong>Documents<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>Regulations for the organization and activities of the PPF &#8220;DallBogg: Life and Health&#8221;<br \/>\nApplication for change of participation and transfer of the accumulated amounts on the individual account to another relevant fund for additional compulsory pension insurance &#8211; PPF<br \/>\nApplication for participation in &#8220;DallBogg: Life and Health&#8221; PPF<br \/>\nRequest for withdrawal of application for change of participation \/ application for transfer &#8211; PPF<br \/>\nBasic information about the insured persons in the PPF &#8220;DallBogg: Life and Health&#8221; &#8211; initial membership<br \/>\nBasic information for insured persons in the DallBogg: Life and Health PPF &#8211; transfer<br \/>\nContract for supplementary compulsory pension insurance in PPF &#8220;DallBogg: Life and Health&#8221;<br \/>\nContract for deferred payment of funds in the individual account of the PPF &#8220;DallBogg: Life and Health&#8221;<br \/>\nPension contract for payment of occupational pension for early retirement from PPF &#8220;DallBogg: Life and Health&#8221;<br \/>\nProcedure and time limits for receiving, handling and responding to complaints[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_separator type=&#8221;transparent&#8221; up=&#8221;10&#8243; down=&#8221;10&#8243;][vc_single_image image=&#8221;16200&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_separator type=&#8221;transparent&#8221; up=&#8221;10&#8243; down=&#8221;10&#8243;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][layerslider_vc id=&#8221;17&#8243;][vc_empty_space][vc_column_text] Who is covered by the Occupational Pension Fund? &nbsp; Persons working under the conditions of the first or second category of work and obliged to be insured in an professional pension fund shall be insured&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":16131,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-16163","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Occupational pension fund - \u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dallbogg.bg\/en\/funds\/occupational-pension-fund\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Occupational pension fund - \u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414\" \/>\n<meta property=\"og:description\" content=\"[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][layerslider_vc id=&#8221;17&#8243;][vc_empty_space][vc_column_text] Who is covered by the Occupational Pension Fund? &nbsp; Persons working under the conditions of the first or second category of work and obliged to be insured in an professional pension fund shall be insured...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dallbogg.bg\/en\/funds\/occupational-pension-fund\/\" \/>\n<meta property=\"og:site_name\" content=\"\u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-05T09:23:39+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dallbogg.bg\\\/en\\\/funds\\\/occupational-pension-fund\\\/\",\"url\":\"https:\\\/\\\/dallbogg.bg\\\/en\\\/funds\\\/occupational-pension-fund\\\/\",\"name\":\"Occupational pension fund - \u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dallbogg.bg\\\/#website\"},\"datePublished\":\"2021-10-05T13:03:08+00:00\",\"dateModified\":\"2026-01-05T09:23:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/dallbogg.bg\\\/en\\\/funds\\\/occupational-pension-fund\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/dallbogg.bg\\\/en\\\/funds\\\/occupational-pension-fund\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/dallbogg.bg\\\/en\\\/funds\\\/occupational-pension-fund\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u041d\u0430\u0447\u0430\u043b\u043e\",\"item\":\"https:\\\/\\\/dallbogg.bg\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Funds\",\"item\":\"https:\\\/\\\/dallbogg.bg\\\/en\\\/funds\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Occupational pension fund\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/dallbogg.bg\\\/#website\",\"url\":\"https:\\\/\\\/dallbogg.bg\\\/\",\"name\":\"\u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414\",\"description\":\"\u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/dallbogg.bg\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Occupational pension fund - \u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dallbogg.bg\/en\/funds\/occupational-pension-fund\/","og_locale":"en_US","og_type":"article","og_title":"Occupational pension fund - \u041f\u041e\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433: \u0416\u0438\u0432\u043e\u0442 \u0438 \u0417\u0434\u0440\u0430\u0432\u0435 \u0415\u0410\u0414","og_description":"[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][layerslider_vc id=&#8221;17&#8243;][vc_empty_space][vc_column_text] Who is covered by the Occupational Pension Fund? 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