{"id":17828,"date":"2025-02-14T10:00:35","date_gmt":"2025-02-14T08:00:35","guid":{"rendered":"https:\/\/dallbogg.bg\/?p=17828"},"modified":"2025-02-14T10:48:08","modified_gmt":"2025-02-14T08:48:08","slug":"money-for-second-and-third-pensions-must-bring-a-return","status":"publish","type":"post","link":"https:\/\/dallbogg.bg\/en\/2025\/02\/14\/money-for-second-and-third-pensions-must-bring-a-return\/","title":{"rendered":"Money for second and third pensions must bring a return!"},"content":{"rendered":"

High yield, liquid yield!<\/strong><\/p>\n

Choosing the right pension company is not just an administrative matter – it is one of the most important financial steps in our lives<\/em><\/p>\n

An interview by Maria Kouzmanova<\/p>\n

with Biser Ivanov, CEO of “POD DallBogg: Life and Health”<\/em><\/strong><\/p>\n

__________________<\/strong><\/p>\n

Mr. Ivanov, you lead the newest and very successful pension insurance company, and we are working, we have savings: how to secure a better financial future?<\/strong><\/p>\n

Many people ask themselves, “Will my pension be enough for me to live comfortably after my working career?” or “Will I be able to have so-called ‘golden years’ as a pensioner?” and “How can I make my money work for me?”. The truth is that our financial future depends on the decisions we make today. To ensure a peaceful old age, we need to invest our retirement funds properly.<\/p>\n

Pension provision is no longer just a mandatory element of our career path – it is a strategic decision that will determine our standard of living in retirement. The funds we contribute to second and third pensions do not and should not just sit on deposit – they must work for us, yield a high return and be liquid<\/strong> to maintain and increase their value over time. To achieve this clear objective, what matters most is which pension fund we choose today, regardless of where we were allocated long ago or not so long ago. The right choice of pension company to <\/strong>manage our funds for the long term starts with its stability, investment strategy, reported returns over the last 24 months and of course – clarity of structure and ownership allocation.<\/p>\n

With strict regulatory stability guaranteed, what does “high yield” mean?<\/strong><\/p>\n

Interest rates are low and will fall further. Excellence in so-called deposit money management cannot or rarely reach the 6.94% average set by the Financial Supervision Commission (FSC). High returns are not just an abstract concept – they are the real result of proper, i.e. far-sighted, investment management<\/strong>. A successful pension insurance company must achieve a return above the market average and the return set by the regulator<\/strong>.<\/p>\n

High returns are achieved by:<\/p>\n